Reclaiming Quality of Life While Waiting for a Settlement
Getting into an accident is a devastating experience, no matter how minor it is. With minor injuries, there may not be many alterations in the quality of your life because they may not even require medical treatment, and if they do, it may not be much.
However, if you suffer major injuries, your life could turn upside down physically and financially. While there may not be much you can do to change your situation, doing things right can help you through recovery, ease your financial and psychological burdens, and ensure you reclaim your quality of life while awaiting a settlement.
Having a Lawyer Gives You the Best Shot
All injuries significantly disrupt the quality of life and have a complex injury claim due to the value of the damages involved and the fact that insurers may not be willing to part with a lot.
If you do not have a lawyer on your case, your chances of getting fair compensation will be limited. A skilled personal injury lawyer protects your right to recover compensation by ensuring that the other side doesn’t infringe on your rights. Also, having a lawyer puts you on par with the other side, considering that they too will have lawyers looking into their interests.
With most major injuries requiring special attention, having a lawyer helps you leave the stressful legal process to your lawyer as you focus on getting well.
Easing Financial Strain
While an accident can impact many aspects of a person’s life, finances are affected the most and can be the root cause of other problems such as stress and depression. Unfortunately, getting quality medical attention after an accident doesn’t come cheap.
Severe accidents also result in staying out of work, meaning you do not have a source of income. Luckily, there are several financial interventions that your lawyer can help you access to ease your financial strain and improve your quality of life after an accident.
1. Contingency Based Loans
If your financial situation is way out of hand, you can ask your lawyer to help you access a contingency loan which you only pay after you recover damages. There is no requirement to provide security for a contingency loan. The expected payout acts as the security; you only repay if you win your case.
You can focus on getting well, while leaving the stressful legal process to your lawyer.
2. Contingency Medical Treatment
If the only problem you have is paying your medical bills, you can choose to get a contingency fee loan or get contingency-based medical treatment. Contingency fee medical treatment allows you to access medical treatment, with the bill payable after your case’s settlement.
3. Litigation Funding
Most personal injury lawyers have a contingency fee billing model. However, you may need to pay some fees, for example, if your case involves expert witnesses.
Expert witnesses can be expensive and can drive the cost of litigation out of reach for most people. If litigation costs have become a source of stress for you, you may want to ask your lawyer about litigation funding.
Get Psychological Help
Besides the physical and financial strain injuries can cause victims, they also suffer psychological trauma. For example, a person who has lost the use of a major part of their body, such as limb amputations, paralysis, or disfigurement, may have difficulty accepting their new self.
While reversing the damage may not be an option, such persons can still enjoy life despite their losses if they get proper psychological help. Nobody is strong enough to handle a sudden change in life, so ensure that you get professional help. The good thing is the bill will be part of the settlement if your psychological problem directly results from your injuries.
